Make Your Home Improvement Project Affordable
At Patriot Exterior Services, we believe protecting your home shouldn’t have to wait. Whether you need a new roof, siding replacement, or gutter installation, financing can make your project more manageable without sacrificing quality.
That’s why we use Hearth, a trusted national home-improvement financing platform, to give our customers fast, flexible, and transparent options for every budget.
Why Financing Makes Sense
A strong roof and well-maintained exterior aren’t luxuries—they’re essentials. But we also know large home repairs often come unexpectedly. Our financing options are designed to help you:
one
Start your project right away.
Don’t delay repairs that could cause further damage or leaks.
two
Choose the materials you really want.
Upgrade to higher-quality shingles, siding, or gutters without financial strain.
three
Spread costs over time.
Budget comfortably with predictable monthly payments.
FOUR
Avoid high-interest credit cards.
Competitive rates and fixed terms keep payments manageable.
What You Can Finance
Learn more about our roofing, siding, and gutter services
Through our relationship with Hearth, you can apply for financing on nearly any of our exterior services:
Prevent water damage and foundation issues with seamless gutters and guards.
Protect your home with new asphalt shingles, metal roofing, or roof repairs.
Protect your home with new asphalt shingles, metal roofing, or roof repairs.
How It Works
Financing with Hearth is simple and takes just a few minutes
1
Complete a short online form.
Provide basic information to see available options - without affecting your credit score.
2
Compare personalized offers.
Review payment plans from multiple lenders so you can pick what fits your budget.
3
Select your plan and start your project.
Once approved, your funds are deposited directly into your account. You can move forward with confidence knowing your payment plan is secure and predictable.
Why Homeowners Trust Patriot Exterior Services
We’ve built our reputation across Chattanooga, Dalton, and North Georgia on quality craftsmanship and honesty. Whether you’re replacing a roof or upgrading your home’s exterior, we’ll help you find the right materials, the right financing, and the right timeline for your needs.
- Locally owned and operated
- Fully licensed and insured
- Experienced in storm damage and insurance claims
- Transparent pricing and no surprise fees
- Financing options that fit your goals
For additional roofing and exterior information, explore:
FAQs About Financing
Does applying for financing affect my credit score?
No. Checking your loan options through Hearth does not impact your credit score.
How quickly can I start my project after approval?
Most homeowners receive funding within one to three business days after approval.
Can I pay off my loan early?
Yes. Hearth’s lending partners typically allow early payments with no prepayment penalties.
What credit score do I need to qualify?
Financing options are available for a wide range of credit profiles. You can prequalify without commitment to see what’s available.
Ready to Get Started?
Protecting and improving your home shouldn’t wait. Financing your project through Patriot Exterior Services and Hearth makes it simple, affordable, and stress-free.
Apply for Financing Today
or call (423) 618-7810 to speak with our team about your project.